Finance

These tools help you understand the numbers behind a decision: how compound interest grows over time, what a monthly loan repayment looks like, and a basic mortgage estimate. Use them to compare scenarios and see the total cost, not just the monthly figure.

The category also includes VAT and GST calculators that add or remove tax and show the net, tax, and gross for a price. Each names its official source and rate, and applies the standard rate (or a slab or province selector) as an educational estimate.

The results are educational estimates only. They are not financial, banking, mortgage, investment, or tax advice. Before a real financial or tax decision, check with a bank, the relevant tax authority, or a qualified professional.

Working with VAT or GST? Try the UK VAT calculator, or the ones for Ireland, Germany, France, Spain, Italy, and the Netherlands. Outside the EU, there are calculators for South Africa and the Philippines, a slab-based India GST calculator, and a province-based Canada GST/HST calculator.

Running a business? Price with the profit margin and markup calculators, plan with the break-even and ROI calculators, and work out pay with the hourly rate and commission calculators.

Moving to or working with Malta? The Malta VAT calculator covers the 18% standard rate and reduced rates, the Malta income tax calculator estimates tax and net income by status and dependent children, and the Malta stamp duty calculator estimates property purchase duty, including the first-time-buyer and inherited-residence reliefs.

Working with Trinidad and Tobago or Cyprus? The Trinidad income tax calculator applies the current TTD 90,000 personal allowance and the 25%/30% bands, and the Trinidad VAT calculator covers the 12.5% rate. For Cyprus, the Cyprus VAT calculator covers the 19% standard rate and reduced rates, and the Cyprus income tax calculator estimates tax and net income using the 2026 reform bands.