Malta Stamp Duty Calculator

1. 01Enter the property priceType the purchase price or transfer value in euro.
2. 02Pick your scenarioStandard purchase, first-time buyer, or inherited residence — each has a different duty structure.
3. 03Read the estimated dutySee the estimated stamp duty, the effective rate, and the band-by-band breakdown of how it was calculated.

• Budgeting for a property purchaseEstimate stamp duty alongside the purchase price to get a fuller picture of the upfront cost of buying property in Malta.
• Comparing first-time buyer savingsSee how much the first-time buyer relief (0% on the first €200,000) saves compared to the standard 5% rate for the same price.
• Estimating duty on an inherited propertyCheck the reduced 3.5% rate that applies to the first €400,000 when acquiring a residence through inheritance.

• Standard purchase, €300,000A flat 5% applies to the full price: €300,000 x 5% = €15,000 in duty.
• First-time buyer, €250,000The first €200,000 is duty-free; the remaining €50,000 is taxed at 5%, giving €2,500 in duty — a €12,500 saving versus the standard rate.
• Inherited residence, €500,000The first €400,000 is taxed at 3.5% (€14,000), and the remaining €100,000 at 5% (€5,000), for €19,000 total.

Like Malta's income tax, stamp duty here is calculated band by band: each portion of the price is taxed at the rate for its band, and the bands stack. Standard purchases have a single flat-rate band (5% on everything). The first-time-buyer and inherited-residence scenarios each have two bands — a reduced or zero rate up to a threshold, then 5% above it.

Malta's standard property transfer stamp duty rate is 5%. Effective 28 October 2025, the first-time buyer exemption was made a permanent scheme covering the first €200,000 of a primary residence at 0% duty, replacing the earlier reduced 3.5% band (Malta Budget 2026 property measures). The inherited-residence relief applies a reduced 3.5% rate to the first €400,000 of the property's value. These figures are current as of 2026 and are set by the annual Budget — always confirm the current thresholds before relying on them.

This tool applies the published rate structure but does not verify whether you actually qualify for the first-time buyer or inherited-residence scheme — those depend on personal circumstances (for example, whether you have owned residential property before, or the nature of the inheritance) that only a notary or the Commissioner for Revenue can confirm.

This is an educational estimate, not legal, tax, or notarial advice, and Tooleem is not affiliated with, endorsed by, or approved by the Malta Tax and Customs Administration or any government body. Property transactions in Malta typically involve a notary who calculates the exact duty and confirms eligibility for any relief — always confirm the actual figure with a licensed notary before a real transaction.

Every calculation runs in your browser on your device. The price and scenario you enter are never uploaded, stored, or sent to analytics, and closing the tab clears everything.

What is the standard stamp duty rate in Malta?

The standard rate on a property transfer in Malta is 5% of the price or transfer value.

How much can a first-time buyer save?

As of the Malta Budget 2026 permanent scheme (effective 28 October 2025), the first €200,000 of a primary residence is duty-free for a first-time buyer, saving up to €10,000 compared to the standard 5% rate.

What is the inherited residence relief?

A reduced 3.5% rate applies to the first €400,000 of a property's value when it is acquired as a residence through inheritance, with 5% applying above that threshold.

Does this tool check if I am eligible for a relief scheme?

No. It applies the published rate structure for the scenario you select, but it does not verify eligibility — confirm that with a notary or the Commissioner for Revenue.

Is this an official calculation?

No. This is an educational estimate, not affiliated with the Malta Tax and Customs Administration. A notary calculates the exact duty for a real property transaction.

Is my data stored?

No. The calculation runs in your browser. Nothing you enter is uploaded, saved, or shared.