Cyprus Income Tax Calculator

1. 01Enter your annual incomeType your gross annual income in euro.
2. 02The 2026 bands are applied automaticallyThe calculator applies the single national progressive band structure to your income.
3. 03Read your estimated tax and net incomeSee the estimated tax, net income, effective rate, and the full band-by-band breakdown of how the tax was calculated.

• Estimate take-home payGet a quick estimate of net annual income before negotiating a salary or accepting a job offer in Cyprus.
• See the effect of the 2026 reformCheck how the raised €22,000 tax-free threshold changes your estimated tax compared to the pre-reform bands.
• Compare income levelsTry a few income figures to see how the effective tax rate changes as income moves through the five bands.

• Income €20,000Income at or below the €22,000 tax-free threshold owes no income tax under the 2026 bands.
• Income €35,000The first €22,000 is tax-free, €22,000–€32,000 is taxed at 20%, and €32,000–€35,000 at 25%.
• Income above €72,000Income above €72,000 is taxed at the top 35% rate on the portion above that threshold only.

• Remember social insurance and GESY are separateThis estimate covers personal income tax only under the standard bands. Social insurance and GESY (General Healthcare System) contributions are calculated separately and are not included here.
• Check the reform’s extra deductions separatelyThe 2026 reform also introduced additional deductions linked to household income and family composition. This calculator applies the standard bands only and does not model those deductions — check the official guidance if they may apply to you.

Cyprus uses progressive tax bands: each band's rate applies only to the portion of income that falls within it, not to the whole income. The tool sums the tax owed in each band up to your income level. Total tax = sum across each band of (portion of income in that band × that band's rate).

The 2026 tax reform package was published in the Official Gazette of the Republic of Cyprus on 31 December 2025 and took effect from 1 January 2026, raising the 0% threshold to €22,000. The full band structure used here (0% to €22,000, 20% to €32,000, 25% to €42,000, 30% to €72,000, 35% above €72,000) is cross-checked against professional tax-advisory summaries of the reform. Rates are set by law and can change — this is current as of 2026.

This estimates personal income tax under the standard national bands only. It does not include social insurance contributions, GESY (General Healthcare System) contributions, employer payroll costs, or the 2026 reform’s additional deductions linked to household income and family composition. Your actual tax liability can differ based on your full personal circumstances.

This is an educational estimate, not tax, accounting, or legal advice, and Tooleem is not affiliated with, endorsed by, or approved by the Cyprus Tax Department or any government body. For a real filing, employment, or relocation decision, check the official Cyprus Tax Department guidance or a qualified tax professional.

Every calculation runs in your browser on your device. Your income and results are never uploaded, stored, or sent to analytics, and closing the tab clears everything.

What are the Cyprus income tax bands for 2026?

Under the 2026 reform: 0% up to €22,000, 20% on €22,000–€32,000, 25% on €32,000–€42,000, 30% on €42,000–€72,000, and 35% above €72,000, effective from 1 January 2026.

Does this include social insurance or GESY contributions?

No. This calculates personal income tax under the standard bands only. Social insurance and GESY (General Healthcare System) contributions are separate and not included here.

What changed in the 2026 Cyprus tax reform?

The reform raised the tax-free threshold from €19,500 to €22,000 and introduced additional deductions linked to household income and family composition, effective 1 January 2026. This calculator applies the standard bands only.

Is this official tax advice?

No. It is an educational estimate and is not affiliated with the Cyprus Tax Department. For a filing or relocation decision, use the official source or a qualified tax professional.

Is my data stored?

No. The calculation runs in your browser. Nothing you enter is uploaded, saved, or shared.